7 Things You Should NOT Do When Applying For A Home Loan
The following is a sample of this report:
This is a list of things to steer clear of when you are seeking to obtain financing for a home. The following items may prove to be a detriment when you wish to move forward with the loan process.
- Don't buy or lease an auto! Lenders look carefully at your debt-to-income ratio. A large payment such as a car lease or purchase can greatly impact those ratios and prevent you from qualifying for a home loan.
- Don't move assets from one bank account to another! These transfers show up as new deposits and complicate the application process, as you must then disclose and document the source of funds for each new account. The lender can verify each account as it currently exists. You can consolidate your accounts later if you need to...
Also, make sure you register for our Insider Mortgage Secrets, browse our Homebuying Resources section and fill-out a free no-obligation secure online application or call our West Sacramento, California office at (916) 371-6300 with any questions you have.
This is my second transaction with Lori. I would look no further if you are looking for someone who is knowledgeable in the business. She makes the lrocess so easy.
Would highly recommend Lori. I’ve completed many loans with Lori and every time she has my best interest at heart. Her office is amazing, they always respond quickly to my questions.
Lori just closed two refinances for me in record time. Ahe got me the best rate out there. Her offixe is alqaya plesant to work with. Comminication is always wonderful. I would recommend you work with Lori od you are in the housing market.
Lori and her team are always amazing. This is my third transaction with her and they are always on the ball. She makes refinancing an easy process and I would highly recommend her for your fianncing needs.
Lori was tremendously helpful, answered all of our questions, and was very responsive. Her patience with us in answering questions and double checking on information. We would highly recommend her to anyone in the future!!
I did a refi loan with Lori. She answered alot of my questions and concerns with my loan. She was also very patience with me since I had lots of questions and concerns on my loan.
We had an excellent experience with Hawkins Home Loans and would recommend them for your next purchase or refinance! Thank you Lori and your whole team.
As a new first-time home buyer I had many questions about the process and Lori and her team made it easy and an enjoyable experience. I highly recommend Lori Hawkins!
This is the second time we work with Lori she is very friendly and helpful. She always make sure that we understand the whole process and that we 100 % happy with our loan. We’re really greatfull to find her she’s Amazing.
Great company to work with. Always responds back fast. Im a very busy person with work, so its helpfull when the office answers promptly. I would really recommend Lori and her team. She is very passionate about her work and doing what is best for your family.